Having no credit puts you at risk for a long road ahead.

Don’t put yourself at risk by making it difficult to qualify for a loan and higher interest rates. We’ll make sure your credit building journey is a smooth one.

Did you know…

How We Can Help

  • We’ll guide you to choose the path that fits best for you and your financial needs and goals.

  • With our expertise, you’ll be able to establish your credit fast and responsibly.

  • We’ll give you the tools to maintain an excellent credit score for when you need it.

BOOK YOUR CONSULTATION

Here are some of the credit builders that I recommend.

  • Extra Card

    • Extra Card is the first Debit Card that BUILDS CREDIT and Earns Rewards Points just like a credit card.

    • No credit checks.

    • Connects with your bank.

    • Cost to consumer is $7 per month (based on annual subscription), $8 per month or $12 per month, depending on plan chosen.

    Apply Now

  • Self

    Build credit while saving money.

    Each on-time monthly payment builds credit history and adds to your savings.

    You can choose the payment term and dollar amount that best fits your budget.

    There is no hard pull on your credit when applying for a Self Credit Builder Account.

    Autopay can help you stay on track without worrying about due dates.

    Watch how your score changes over time – at no extra cost.

    Every payment is reported to all three credit bureaus.

    Cancel at any time and get your savings progress back, minus interest and fees.

    Apply Now

  • Merrick Bank Double Your Line™ Secured Visa®

    • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.

    • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

    • Great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.

    • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.

    • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.

    Apply Now

Questions? We’re happy to answer them.

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